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Christmas is my favorite time of year, but let’s be honest—it’s easy for the magic of the season to get lost in the stress of overspending. A few years ago, I looked at my credit card statement in January and thought, Never again! That’s when I started brainstorming ways to make the holidays meaningful without…
The Surprising Downsides of Buying a Car Introduction I get that buying a new car is tempting. I have been tempted for a while to buy a new car. This post is written just as much for me as it is for you. New cars smell good, look good and make others think you’re successful….
Many people struggle with sticking to a budget, but having a functional budget is key to achieving financial goals. The main reason budgets fail is because they don’t reflect real life, or they’re too rigid. Personally, I struggle to account for unexpected expenses or magically expect for us to not splurge on anything ever. That’s…